Spike Finance - Empowering Your Financial Decisions

New US Credit Card Interest Caps 2026: What It Means for Your Debt

January 15, 2026January 14, 2026 by Sanford Kuhn

New US Credit Card Interest Caps 2026, This week marks a turning point in the long fight between government regulators and big banks. Starting in early 2026, the CFPB is… Read More

US Mortgage Rates 2026: Why Waiting for a Drop Could Be Your Biggest Financial Mistake

January 15, 2026January 13, 2026 by Sanford Kuhn

The Ticking Clock for Homebuyers US Mortgage Rates 2026, The US housing market is tense right now. As of January 13, 2026, mortgage rates aren’t moving much. Many people who… Read More

Is Your Branch Next? The Real Story Behind the Chase Bank 24-Hour Closure Trends

January 15, 2026January 12, 2026 by Sanford Kuhn

Chase Bank 24 hour closure. This week, Chase Bank customers nationwide were surprised to find out about 24-hour closures, which started trending online. Even though Chase is the biggest bank… Read More

The 2026 Retail Shake-up: Why Macy’s Closures and Credit Card Shifts Matter for You

January 15, 2026January 11, 2026 by Sanford Kuhn

Macy’s store closing 2026, Big changes are happening in American retail. Macy’s is closing more stores in 2026, which has a lot of shoppers worried about their malls. Plus, with… Read More

IRS 2026 Tax Season: How the New Tax Brackets Could Change Your Take-Home Pay

January 15, 2026January 10, 2026 by Sanford Kuhn

2026 Tax Brackets, The IRS has just announced the final changes for the 2026 tax year, and it’s a bit of good news and bad news for many American taxpayers.… Read More

New 2026 Credit Score Rules: Why Your Rent and Utilites Now Matter More Than Ever

January 15, 2026January 9, 2026 by Sanford Kuhn

2026 Credit Score Rules, For those in the US looking to buy a house or car this year, the credit scoring game has changed. Fannie Mae and Freddie Mac are… Read More

Beyond the Basics: The 2026 Blueprint to Hacking Your Credit Score Fast

January 15, 2026January 7, 2026 by Sanford Kuhn

Introduction: Why Traditional Advice is Failing You (What is a credit-builder loan?) Most money blogs in the US give you the same old advice: Pay your bills on time. But… Read More

The Ultimate Guide to Credit Builder Loans in 2026: How to Build Credit from Scratch

January 6, 2026 by Sanford Kuhn

Introduction: Why Credit is the Currency of 2026 Credit Builder Loans 2026. In the modern US economy, your credit score is more than just a number—it’s your financial reputation. Whether… Read More

The Ultimate Guide to Debt Relief in 2026: Debt Consolidation vs. Debt Settlement—Which is Right for You?

January 6, 2026January 5, 2026 by Sanford Kuhn

Introduction: The Reality of American Debt in 2026 (The Ultimate Guide to Debt Relief in 2026) Living with debt in the USA has become a common yet suffocating reality for… Read More

Smart Grant Funding 2026: The Ultimate Guide to Securing Free Business Capital in the USA

January 5, 2026January 3, 2026 by Sanford Kuhn

Introduction: The New Era of US Business Funding The landscape of American entrepreneurship is undergoing a massive shift in 2026. For decades, the standard path for a startup was either… Read More